Utilization of Information and Communication Technology in Accessing Credit for Coffee Farmers: A Case Study of the Farming Community in Kabanjahe District, Karo Regency

Abstract

Coffee is one of the leading plantation commodities which has a significant contribution to the Indonesian economy. The aim of this research is to find out how information and communication technology is used in accessing credit for coffee farmers in the farming community, Kabanjahe District, Karo Regency. Data collection in this research was carried out using primary and secondary data collection methods. Primary data was obtained through interviews and direct discussions with respondents, namely farmers who used cooperative credit and farmers who did not use People's Business Credit (KUR) in Kabanjahe, Karo Regency. Secondary data was obtained from related agencies, namely BPS and journals. The results of the research show that the farming community in Kabanjahe District, Karo Regency, shows that they know how to access KUR using technology. However, they do not use KUR as their initial capital for coffee farming, because coffee is only an additional crop